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The representatives we spoke to were quick to reply and thoroughly explained the entire program to our secret shoppers.
National Debt Relief provides all the forms necessary to notify your creditors you’ve entered a hardship program and gives you access to a client dashboard where you can view updates on how your settlement is proceeding.
However, before they start negotiating you will need to stop paying your creditors and that means your credit rating will likely suffer and you may start to receive calls and letters from them for a period of time.
National Debt Relief is one of the best options for debt settlement.
Additional rules stipulate that any dedicated accounts created as part of a settlement plan must be owned by you, and you can withdraw funds from that account anytime.
If you want to learn more about these regulations, the FTC provides information on its Based on our research and experience speaking with its representatives, National Debt Relief is our choice for the best debt settlement program.
If a debt relief company has been in touch with you promising huge cuts to your debt but demanding up-front fees then steer well clear.As part of this program, you’ll stop making payments to your creditors and begin making one monthly payment into an account set up by the settlement company.You have to stop making payments because companies only settle delinquent debt.Once you join, you get access to a dashboard that lets you track your settlement’s progress, see how much you’ve deposited, and access useful budgeting and financial tools.Freedom’s dashboard is one of the best we saw, and it gives you priority access to customer service in case you have an urgent question.